Ratepay is energy, diversity and: custom-made state-of-the-art payment solutions. Established 2009 we were a fintech before the word fintech even existed. Today we are the number one white-label provider in Europe and proud to have filled the gap. We cover the whole value chain from integration support to the dunning process with a core of AI-based risk management. With us, merchants can integrate open invoice, installments and prepayment. In other words: the favorite payment methods in Germany, Austria and Switzerland (the Dutch like it too). Located in the middle of Europe’s fintech megapolis Berlin we are happy to work with customers such as Eurowings, Ebay, About You or Paypal and we’re constantly growing.